The passage of Estate Recovery laws will give rise to new scams. Unscrupulous individuals will use estate recovery to try to scare senior citizens into purchasing products that are not in their best interests. Individuals over age 55 can expect to be invited to more seminars and to be solicited by the usual suspects: annuity salespeople, reverse mortgage brokers and “living trust” mill operators – each of whom may claim that Estate Recovery is another reason to purchase their products. Before making any financial or legal decision regarding the impact of Estate Recovery, individuals should consult with a qualified trusted advisor with whom they have an established relationship. Individuals should avoid falling victim to high pressure scare tactics.